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Legal services · 09

Finance, Enforcement & Banking

Legal advice on credit, debt recovery, enforcement, attachment and banking-related disputes, based on the facts of each matter.

Work handled by the firm

  • Credit-card and hire-purchase disputes
  • Guarantee and guarantor liability
  • Lawful debt-collection notices
  • Debt-restructuring negotiation
  • Objections to auction sales
  • Proofs of debt in insolvency
  • Repossession under finance agreements
  • SME and business-credit disputes

What to check before deciding

Debt recovery and enforcement must first be placed at the pre-action, pending-case or post-judgment stage because the documents, rights-preservation steps and responsible authority differ.

How to prepare the matter

  1. 01

    Protect deadlines and evidence first

    Check hearing dates, limitation issues and received notices, and preserve original files without alteration so rights and evidential integrity are not lost.

  2. 02

    Separate facts from allegations

    Build a chronology, identify who directly knows each event and match documents to each issue before assessing proof and options.

  3. 03

    Choose the route that serves the real objective

    Compare negotiation, urgent relief, proceedings and enforcement against the desired result, time, cost and risk of each route.

Documents to prepare

  • Any notice, summons, court paper or document carrying a deadline
  • A chronology with dates, places and the people involved
  • Contracts, payment evidence, messages, photographs or original files
  • Witness names and what each person directly knows

Frequently asked questions

When should I get in touch?

Check hearing dates, limitation issues and received notices, and preserve original files without alteration so rights and evidential integrity are not lost.

What should I send first?

Any notice, summons, court paper or document carrying a deadline and A chronology with dates, places and the people involved